Gogecapital.com

A guide to your new statement
Note: The Credit Card Act of 2009 requires certain Cardholder Name
information be included on the monthly billing Agent Bank Name
GE Capital
CCouNt Number:
XXXX XXXX XXXX XXXX
StatemeNt CloSiNg date: XX/XX/XXXX
statement. The sample provided is for illustrative Summary of Account Activity
Payment Information
New Balance
$1,784.53
purposes and does not reflect your actual account +/- Credits, Fees & Adjustments (net) Total Minimum Payment Due
+/- Interest Charge/Transaction Fees (net) Payment Due Date
04/20/2012
New Balance
$1,784.53
PAYMENT DUE BY 5 P.M. ET ON THE DUE DATE
We may convert your payment into an electronic debit.* 1. Summary of Account Activity
Late Payment Warning: If we do not receive your minimum payment
by the date listed above, you may have to pay a $35 late fee and your APRs may be increased up to the Penalty APR of 28.99%.
Minimum Payment Warning: Making only the minimum payment
• A listing of all your account activity during the will increase the amount of interest you pay and the time it takes to To manage your account or make payments go to www.
If you make no additional You will pay off the Customer Service (including lost/stolen): • Any new payments, purchases, returns, Best Days to call are Wednesday - Friday
adjustments and interest charges will be summarized here along with the Credit Limit and If you would like information about credit counseling services, call 1-800-XXX-XXXX or go to www.URL.com.
Promotional Expiration Warning
You have a promotion(s) expiring on XX/XX/XX: You must pay each promotional balance in full by its expiration date
• Manage your account at www.gogecapital.com to avoid paying accrued interest charges. Please see the Promotional Purchase Summary section on this statement or by calling the customer service phone number Notice of Changes to Your Interest Rates
You have triggered the Penalty APR of 28.99%. This change will impact your account as follows:Transactions made on or after 04/02/12: As of 05/10/12, the Penalty APR will apply to these transactions. We may keep the APR at this level indefinitely.
Transactions made before 04/02/12: Current rates will continue to apply to these transactions. However, if you 2. Payment Information
become more than 60 days late on your account, the Penalty APR will apply to those transactions as well.
• Important information concerning your Total Detach and mail this portion with your check. Do not include any correspondence with your check. Please use blue or black ink. warnings regarding making a Late Payment or only paying the Total Minimum Payment Due on Minimum Payment Warning: Making only the minimum payment will increase the amount of interest you
pay and the time it takes to repay your balance. Payment Enclosed:
3. Promotional Expiration Warning
Cardholder Name
llllllll llllllllll lll l lllllllllllllllllllllllll llllllllllllllllllllllllll lllllll 1234 Main Street
Make Payment To: GE Capital Retail Bank
• This section explains when Deferred Interest Anytown, GA 12345
P.O. Box 530993
llllllll llllllllll lll l lllllllllllllllllllllllll llllllllllllllllllllllllll lllllll Atlanta, GA 30000
promotions will expire. It is in narrative form and complements your Promotional Summary.
0016000010000 000160000036945023 1907600058022 4. Payment Coupon
Promotional Purchase Summary (A)
Description
Finance Charge
• Located at the bottom of your first page. • Includes important information concerning the You will incur no Finance Charges on a Deferred Interest promotional purchase, provided the promotional purchase amount Total Minimum Payment and when it is due. is paid in full by the indicated Promotional Expiration Date and you pay, by the Payment Due Date, each Minimum Payment Due on your Account prior to the Promotional Expiration Date. If you do not satisfy these requirements, Finance Charges • Return this stub with your monthly payment or accrued from the date of purchase will be added to your Account. For more Promotional Description Details, please see the back of your statement.
visit www.gogecapital.com to make payments for To make more than one payment see MAIL PAYMENT TO address or pay online at www.geonlineservice.comfree.
Transaction Summary
Tran Date
Post Date
Reference Number
Description of Transaction or Credit
Retailer Transactions
02/23
NOTE: A reminder of promotional payoff amounts for Deferred Interest promotions will appear on the Payment Coupon 2 months before your promotion(s) TOTAL FEES FOR THIS PERIOD
Interest Charged
TOTAL INTEREST FOR THIS PERIOD
5. Promotional Purchase Summary
2012 Totals Year-to-Date
• Summarizes your special promotional purchases. • Details concerning the following items can be Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance
Expiration Date
Annual Percentage Rate (APR)
Balance Subject to Interest Rate
Interest Charge
• Any deferred or billed interest charges related to Cardholder News & Information
Your account has 2 payments due. Please mail the total minimum payment due. Please disregard this message if the total minimum payment due • To avoid interest charges on any Deferred Special Messages
Interest promotions, pay-off the Promotional Your credit card offers peace of mind with zero fraud liability. Don’t forget, you won’t be held responsible for unauthorized charges on your card, so you can enjoy safety and security with your credit card. See cardholder agreement for details.
Balance on or before the promotional expiration 6. Transaction Summary
• A chronological listing of your individual monthly transactions with a table that segments fees and 7. Interest Charge Calculation
• Shows the APR, interest charges and expiration date for each type of transaction.
8. Cardholder News
• You will receive additional cardholder news and special information about your account in this 9. Special Messages
• Check out this area of your statement to find exciting announcements and account benefits. Please see the back of the first page of your statement for important information concerning your account and customer service information.

Source: https://gogecapital.com/en/docs/GEM_Generic_How_To_LoRes.pdf